Habitat for Humanity La Crosse Area is a nonprofit, ecumenical Christian housing ministry founded on the conviction that every family should have a decent, safe, and affordable place to live. We partner with low-income, hardworking families and the community to build simple, decent, and affordable housing. Established locally in 1992, Habitat La Crosse has built and rehabbed safe, stable and sustainable homes for families in need. Every family who partners with Habitat must complete 350 hours of sweat equity, working on the construction site and at the Habitat ReStore, and successfully pass home buyer education and financial counseling. Homeowners repay an interest-free 30-yearmortgage back to Habitat. Thanks in part to partner family sweat equity and volunteer labor, the cost of a home is kept affordable, with typical monthly mortgage payments around $650 including taxes and insurance. The revolving fund created by mortgage payments received allows Habitat to reinvest into the community through additional housing opportunities, creating a lasting and sustainable investment for years to come.